Keep it flexible.
Universal
Most flexible of all plans
Flexibility in premium payments as well as death benefit
Permanent coverage with savings component
Save large sums of money in a tax sheltered investment
Funds can provide a tax-free pension fund
Investment earnings can be tax free!
Types of Plans Available
Though there are many different variations available, most insurance companies will offer these three types. There are basically three different types of insurance plans available. Click on each type to learn more.